Financial Security for Your Loved Ones
Life insurance is a contract between an insurance policy holder and an insurance company (insurer), where the policy holder pays an amount of money to the insurer and in exchange, the insurer promises to pay a sum of money upon the demise of an insured person or after a set period.
Comprehensive Life Coverage
Depending on the terms of the contract, there are other events in life that may trigger payment from the life insurance cover including critical illness, temporary or permanent disability. Our life insurance solutions provide financial protection and peace of mind for you and your family.
Key Benefits
Death benefit protection for beneficiaries
Critical illness coverage options
Temporary disability benefits
Permanent disability protection
Financial security for your family
Flexible premium payment options
Coverage Options
Choose from term life, whole life, or universal life policies tailored to your needs and financial goals.
What events are covered under life insurance?
Life insurance covers death of the insured person, and depending on your policy terms, may also include critical illness diagnosis, temporary disability, and permanent disability. Each policy can be customized to meet your specific needs and circumstances.
How much life insurance coverage do I need?
The amount of coverage depends on your financial obligations, income replacement needs, outstanding debts, and future expenses like children's education. Our advisors can help you calculate the appropriate coverage amount for your situation.
Can I add critical illness coverage to my policy?
Yes, critical illness coverage can be added as a rider to your life insurance policy. This provides financial support if you're diagnosed with a covered critical illness, allowing you to focus on recovery without financial stress.
Are premiums fixed or can they change?
This depends on the type of policy you choose. Term life insurance typically has fixed premiums for the policy term, while other policies may have flexible or adjustable premiums. We'll help you understand all options before you decide.