Comprehensive Motor Insurance for All Your Vehicle Needs
We offer motor insurance solutions for both private and commercial vehicles, providing flexible coverage options to protect you, your vehicle, and third parties on the road.
Choose Your Coverage Level
Select from our three coverage options, each designed to meet different protection needs and budgets. Whether you need maximum protection or essential third-party coverage, we have the right solution for you.
1. Comprehensive Cover
Our most extensive coverage option provides complete protection for you and your vehicle.
What's Covered:
Accidental damage to your vehicle
Theft and attempted theft
Fire damage
Third-party liability (bodily injury and property damage)
Windscreen and glass damage
Personal accident cover for driver and passengers
2. Third-Party Only
Essential coverage that meets legal requirements by covering your liability to others.
What's Covered:
Legal liabilities to third parties for bodily injury
Legal liabilities for third-party property damage
Legal defense costs
Note: This policy does not cover damage to your own vehicle.
3. Third-Party, Fire & Theft
A mid-level cover that includes third-party liability plus protection against fire and theft risks.
What's Covered:
All Third-Party Only benefits
Fire damage to your vehicle
Theft of your vehicle
Attempted theft damage
Which motor insurance coverage should I choose?
Choose Comprehensive for maximum protection, especially for new or valuable vehicles. Third-Party Only meets legal requirements at minimum cost. Third-Party, Fire & Theft offers a balanced option with essential protection for your vehicle.
Do you cover commercial vehicles?
Yes, we provide motor insurance for both private and commercial vehicles, including vans, trucks, and fleet coverage. Commercial policies can be customized based on vehicle use and business needs.
What affects my motor insurance premium?
Premiums are based on vehicle value, age, make and model, driver age and experience, driving history, coverage type, and intended vehicle use. No-claims discounts are available for safe drivers.
How do I make a claim?
Contact us immediately after an incident. Our claims team will guide you through the process, arrange vehicle assessment if needed, and ensure swift resolution. We're committed to transparent and fair settlements.